Privacy

Revised: January 2020

FACTS WHAT DOES WEST END BANK, S.B. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • transaction history and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.
How All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WEST END BANK, S.B. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does WEST END BANK, S.B. share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you Yes Yes
To limit our sharing
  • Call (765) 962-9587 - our menu will prompt you through your choices
  • Email us at support@westendbank.com

    • Please note: If you are a new customer, we begin sharing your information 30 days from the date we provide this notice. When you are no longer our customer, we no longer share your information as described in this notice.

    However, you can contact us at any time to limit our sharing.

Questions?

Call (765) 962-9587

Contact us

Who we are
Who is providing this notice? West End Bank, S.B.

What we do
How does WEST END BANK, S.B. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

In addition, we restrict access to information about you to those employees who need to know that information to provide products or services to you.
How does WEST END BANK, S.B. collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or open an account
  • pay your bills or make deposits or withdrawals from your account
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
WEST END BANK, S.B. does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with are not-for profit entities

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
West End Bank, S.B. may jointly market to provide additional financial services to you

Other Important Information

State Laws:

For Vermont Residents: Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described above.

For California Residents: Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described above.

For Nevada Residents: Accounts with a Nevada mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described above.